Track your net worth across accounts.

Which plans include bank connections?

Bank connections are included with ULTRA and HYPER for supported U.S. and Canadian accounts only. Supported checking and savings balances contribute cash, while supported credit-card balances appear as debt. Eligibility depends on the institution, country, account type, and permissions available during connection.

How do missing exchange rates and partial wallet totals differ?

A missing exchange rate prevents a required currency conversion, so the affected converted value and dependent total are unavailable. A wallet may instead have balances excluded because their asset identity or price cannot be verified. In that case, totals include available priced holdings only and show an incomplete-coverage warning. Unsupported tokens stay excluded until an exact supported match is available.

Can Fillfolio track cash and credit-card debt?

Yes. Eligible bank connections can contribute checking, savings, and credit-card balances. Brokerage cash and manual cash or liabilities remain separate, source-labeled records.

Can I track investments in different currencies?

Yes. Fillfolio can report supported holdings, cash and liabilities in a selected reporting currency while preserving original amounts and currency codes. This is a reporting conversion, not a currency exchange. If a required exchange rate is unavailable, the affected converted value and dependent total remain unavailable.

Does Fillfolio retrieve bank transaction history?

Balances-only connections retrieve account metadata and balances. On eligible ULTRA/HYPER accounts where Spending & Budgets is enabled, you can separately consent to bank transaction retrieval. Bank spending appears in its own workspace; the existing Transactions page remains investment activity. Available history varies by institution and the original connection window.

Is Fillfolio a financial adviser?

No. Fillfolio organizes portfolio information and is not investment, tax, or legal advice.

How is net worth different from investment value?

Investment value describes your tracked holdings. Net worth also accounts for tracked cash and subtracts liabilities such as supported credit-card debt. Fillfolio shows the sources behind these figures. The result covers the records and supported connections you have added, not assets or debts you have never recorded.

What does incomplete manual cash history mean?

Recorded manual purchases or withdrawals can exceed recorded deposits and other cash inflows. Fillfolio retains your transactions and holdings but marks affected cash and net-worth coverage incomplete. Review that account's cash history and record or correct the missing movements. It does not invent a deposit or infer borrowing. Provider-reported negative brokerage cash is handled separately as debt.

How does bank spending fit into my portfolio?

Track posted bank spending and income from supported accounts with a separate spending opt-in for each bank. Balances-only connections remain available. Bank spending stays separate from investment activity and does not get subtracted again from an imported bank balance.

• Explore Spending & Budgets